Will insurance cover Invisalign?Invisalign is a great option for those who want braces without the pain or the hideous metal glint. However, not everyone may qualify for Invisalign treatment. That is why the first step in planning Invisalign braces treatment is to confirm with your dentist if you qualify for the procedure.
Invisalign is preferred because, as the name suggests, it is invisible and cannot be seen easily. This dental procedure involves fitting the teeth into a set of clear aligners that have to be replaced every few months or so, depending on the progress. That means you have to get a new set of aligners almost every month. That is just one of the reasons that contribute to Invisalign being as costly as 2500 to 5000 dollars. The cost could vary depending on where you get the procedure done, and also your orthodontist.
Your dental insurance coverage will include a certain extent of coverage, and that usually is somewhere between 1000 and 2500 dollars on your dental treatment. You can however enhance your dental insurance plan to avail further coverage. Confirm the cost of the treatment with your dentist when you check if you are eligible for the treatment. Then discuss with him about the pay plans that he has to offer you. Most dentists will have a flexible pay plan. Calculate the expenses, and then call the customer care division of your dental insurance company to enquire about a few very important points.
Ask the customer care executive whether the expenses for an Invisalign treatment is covered in the plan they sold to you. Most dental insurance plans that cover up the usual traditional braces, also cover Invisalign, but it is better to confirm with the companies because many companies consider Invisalign as a strictly cosmetic treatment. Ask about the parameters used to determine whether the Invisalign treatment is a cosmetic or a dental procedure.
Find out the extent of coverage and the waiting period for a payout.
If this kind of procedure works for you, then that's settled and you only have to look forward to your new clear braces!
If not, then there are other ways of paying for your Invisalign braces. One way is by paying additional premiums for a supplementary dental insurance to cover the high expense of your Invisalign braces.
If that option is too expensive, then it makes financial sense to switch to a completely new dental insurance plan.
Before you choose any of the newly available plans, you must clarify coverage of Invisalign. Discuss the extent of coverage provided in the plan in detail with the insurer. Remember that coverage is only limited to what is mentioned in the documents of your dental insurance plan. So donít simply believe whatever is said orally and always refer to your documents for proof of coverage.
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